建议阅读“马来西亚信用卡额度一般多少”，详细了解信用卡的申请门槛以及国家银行所设定的规则。申请信用卡的难度在于申请者是否符合条规，如果条件达标申请成功几率100%。按照马来西亚国家银行所制定规则，年满21岁并拥有年收入达马币24,000令吉，即可拥有资格申请信用卡。
如果工资每月马币2,000令吉的话，达到条件申请以下信用卡：
- AEON BiG Visa Classic
- AEON Visa Classic (New)
- Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless
- Affinbank MasterCard Basic
- Affinbank MasterCard Classic
- Affinbank MasterCard Gold
- Affinbank Visa Basic
- Affinbank Visa Classic
- Affinbank Visa Gold
- Alliance Bank Visa Classic
- Alliance Bank Visa Platinum
- AmBank Cash Rebate Visa Platinum
- AmBank Islamic Visa Platinum Card-i
- AmBank Islamic Visa Platinum CARz Card-i
- Bank Islam Gold MasterCard Card-i
- Bank Islam Gold Visa Card-i
- Bank Islam Visa Infinite Business Credit Card-i
- Bank Rakyat Kad Muslimah
- BSN 1 TeachersCard MasterCard
- BSN Classic MasterCard
- BSN Classic Visa
- BSN Classic Visa Credit Card-i
- CIMB Cash Rebate Platinum MasterCard
- BSN G-Card Credit Card-i
- BSN G-Card Visa Credit Card
- CIMB e Credit Card
- CIMB Petronas Platinum MasterCard
- CIMB Petronas Platinum-i Credit Card
- CIMB Platinum MasterCard
- CIMB Preferred Visa Infinite
- Citi Business Signature Card
- Citi Clear Mastercard
- Citi Lazada Platinum
- Hong Leong Gold Visa - GSC
- Hong Leong Essential
- Hong Leong I'm Card
- Hong Leong Visa Infinite P
- Hong Leong Wise Gold
- Hong Leong Wise Platinum
- HSBC Premier World MasterCard
- ICBC UnionPay Dual Currency Classic
- ICBC Visa Classic
- Maybank Shopee Visa Platinum
- Maybank GRAB Mastercard Platinum
- OCBC MasterCard Blue
- OCBC MasterCard Pink
- OCBC Premier Voyage MasterCard
- Public Bank AIA Visa Gold
- Public Bank Gold Visa
- Public Bank Visa Platinum - Mutual Gold
- Public Bank Petron Visa Gold
- Public Islamic Bank MasterCard Gold Credit Card-i
- Public Islamic Bank Visa Gold Credit Card-i
- RHB Cash Back Visa Credit Card
- RHB Shell Visa Credit Card
- RHB Islamic Cash Back Credit Card-i
- RHB Islamic Rewards Credit Card-i
- RHB Rewards Visa Credit Card
- RHB Rewards MasterCard Credit Card
- RHB Rewards Motion Code Credit Card
- RHB Credit Card - MyEG
- UOB Lady's MasterCard
- UOB One Visa Classic
- UOB Visa Basic Card
以下介绍门槛较低的信用卡，有兴趣的可以点击以下链接了解详情。
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